Ahoy, landlubbers and lake lovers! Ready to soak up the sun and savor delicious cuisine with a waterfront view? Look no further than Lake of the Ozarks, a haven for poolside dining with a twist. From swim-up pool bars where you can doggy-paddle your way to a mojito, to sandy beaches where "grit" in your sandwich is a feature, not a bug, we'll dive into 13 of the most inviting restaurants and bars that offer not only mouthwatering dishes and refreshing cocktails but also the added luxury of swimming pools and convenient boat slip parking. Whether arriving by boat or car, and you're seeking a lively party scene, a romantic sunset dinner, or a family-friendly oasis, Lake of the Ozarks has the perfect spot for you to relax, unwind, and create unforgettable memories. So slather on the sunscreen, practice your backstroke, and let's make a splash in the lake's most delicious waters!
Lakefront Restaurants and Bars with pools or beaches (in no particular order)
1. Backwater Jacks Bar & Grill
Backwater Jack's is a Lake of the Ozarks staple, known for its lively atmosphere and expansive pool area. The restaurant offers a diverse menu featuring fresh seafood, juicy burgers, and tropical cocktails. The tiki-inspired décor creates a vacation vibe, making it a popular spot for both locals and tourists.
Drinks: Extensive tropical cocktails, frozen drinks, and a swim-up bar
Pool Amenities: Two large multi-level pools, including a swim-up bar and waterfall, offer plenty of space for cooling off. The pool area features comfortable loungers and cabanas for rent.
Insider Tip: Visit on "Swim-Up Sunday" for live music and drink specials at the pool bar. For a quieter experience, come during weekday afternoons. Adults-only pool policy after 4 pm (ages 10+ allowed until 4 pm). Weekends feature live music and DJs. It's also located very close to BlueCat.Properties if you are a guest and looking for something close, by car or boat.
Family-Friendly: Yes, but becomes more adult-oriented in the evenings.
Customer Reviews:
"The food is always great, but the real star is the pool area. It's like a mini vacation within your vacation!" - Sarah T., Yelp
"The food is surprisingly good for a party spot, and the pool is massive. Great place to spend a summer day."
Location:
4341 Beach Dr, Osage Beach, MO 65049 (2.8 miles and 7 min from BlueCat.Properties)
Mile Marker: 17.5 (main channel)
Website: Backwater Jacks Bar and Grill - Lake of the Ozarks
Phone: (573) 348-6639
2. Redhead Lakeside Grill
Redhead Yacht Club offers a modern, upscale-casual dining experience with stunning lake views. The menu focuses on contemporary American cuisine with a Mediterranean twist. The elegant yet relaxed atmosphere makes it perfect for both casual lunches and romantic dinners.
Drinks: Craft cocktails, an extensive wine list, and a swim-up bar
Pool Amenities: A sleek infinity pool overlooks the lake, surrounded by comfortable loungers and private cabanas.
Insider Tip: Make reservations for sunset dining to enjoy breathtaking views over the lake. Check their website for wine-tasting events held throughout the summer. Perfect for a romantic sunset dinner or a special occasion.
Family-Friendly: Yes, but it has a more sophisticated ambiance that might be better suited for older children and adults. Children are welcome.
Customer Review:
"The food is exquisite, and the pool area feels like a luxury resort. It's our go-to spot for special occasions." - Michael R., Google Reviews
"The food is delicious, the service is impeccable, and the view is simply breathtaking."
Location:
1700 Yacht Club Dr, Osage Beach, MO 65065 (9.9 miles and 16 min from BlueCat.Properties)
Mile Marker: 21 (main channel)
Website: Redhead Lakeside Grill - Lake of the Ozarks
Phone: (573) 693-9950
Dog Days Bar & Grill is known for its laid-back atmosphere and fantastic live music scene. The menu offers classic American fare with a focus on fresh, locally sourced ingredients. The rustic décor with nautical touches creates a welcoming, casual vibe.
Signature Dish: The "Dockside Nachos" piled high with pulled pork, jalapeños, and all the fixings are a must-try.
Drinks: Frozen cocktails, beer buckets, and a large selection of shots
Pool Amenities: A large pool with a swim-up bar is the centerpiece, surrounded by a spacious deck with plenty of seating and family-friendly pool for the kids.
Insider Tip: A new $350 million theme park and Marriott resort and conference center is expected to be open in 2025 next door to Dog Days. During peak season, arrive early to secure a good spot by the pool.
Family-Friendly: Yes, especially during daytime hours.
Customer Review:
"Great food, awesome pool, and the live music on weekends is top-notch. It's our favorite spot to spend a summer day!" - Lisa M., TripAdvisor
"This place is always a blast! Great food, fun atmosphere, and the pools are awesome."
Location:
1232 Jeffries Road, Osage Beach, MO 65065 (5.5 miles and 11 min from BlueCat.Properties)
Mile Marker: 19 (main channel)
Website: Dog Days Bar and Grill - Lake of the Ozarks
Phone: (573) 348-9797
Coconuts Caribbean Beach Bar & Grill brings a slice of the tropics to Lake of the Ozarks. With its thatched roofs, palm trees, and sand-covered floor, this spot offers a true beach bar experience. The menu features Caribbean-inspired dishes and tropical drinks.
Signature Dish: The "Jamaican Jerk Chicken Wrap" with mango salsa is a flavor-packed favorite.
Drinks: Rum punches, daiquiris, and other island favorites
Pool Amenities: A large lagoon-style pool with a swim-up bar is surrounded by a man-made beach area with plenty of lounge chairs and umbrellas. Has a separate kid’s pool area.
Insider Tip: Coconuts is one of the original “new” lakefront pool bars. Topsiders and Shooters 21 (in the 80s) were the first group. Both are gone. Try their "Pain Killer" cocktail, a Caribbean classic. Visit on "Island Time Tuesdays" for discounted tropical drinks and live steel drum music. Coconuts’ location can be a long trip, depending on your location. However, the Playin Hooky Coconuts shuttle is a great way to combine a boat ride with a trip to Coconuts.
Family-Friendly: Yes, especially during the day, but becomes more adult-oriented in the evenings. The separate kid's pool area has huge water slides.
Customer Review:
"It's like being teleported to a Caribbean island! The beach area and pool are fantastic, and the tropical drinks are spot on." - Amanda R., Yelp
"The food is amazing, the drinks are strong, and the atmosphere is pure paradise."
Location:
15208 Red Hollow Road, Gravois Mills, Mo 65037 (28.2 miles and 40 min from BlueCat.Properties)
Mile Marker: 7 of Gravious Arm
Website: Coconuts Carribean Beach Bar and Grill - Lake of the Ozarks
Phone: (573) 365-5500
Encore Lakeside Grill and Sky Bar is a modern, upscale dining destination that offers a unique two-level experience at Lake of the Ozarks. Known for its sophisticated ambiance, gourmet cuisine, and breathtaking views, Encore provides a perfect blend of fine dining and lakeside relaxation. Encore features a sleek, contemporary design with floor-to-ceiling windows that showcase panoramic views of the lake. The lower level houses the main dining area and bar, while the upper-level Sky Bar offers an open-air rooftop experience. The decor is elegant yet comfortable, with warm lighting and stylish furnishings creating an inviting atmosphere.
Signature Dishes: "Encore Surf & Turf": Grilled filet mignon paired with butter-poached lobster tail. "Lake's Bounty Bouillabaisse": A rich seafood stew featuring local fish and shellfish in a saffron broth.
Drinks: "Sky Bar Sunset" cocktail, perfect for rooftop sipping
Pool Amenities: Lakeside infinity pool with a swim-up bar and private cabanas available for rent
Insider Tips: The complex is located high above MarineMax Marina. It's not located directly next to the waterfront like most properties on this list. On the other hand, the elevation of the property delivers magnificent views of the Lake. Reserve a table at the Sky Bar for sunset—the views are unparalleled. It's also located very close to BlueCat.Properties if you are a guest and looking for something close.
Family-Friendly: While Encore welcomes families and offers high chairs upon request, the atmosphere is more suited to adult diners, especially in the evenings and at the Sky Bar.
Customer Reviews:
"The Sky Bar is the perfect spot for a romantic dinner. The views are incredible and the food is top-notch." - Jennifer M., Google Reviews
"Encore brings a touch of big-city dining to the lake. The bouillabaisse is a must-try!" - Robert L., Yelp
"We celebrated our anniversary here and it was perfect. Great service, delicious food, and those sunset views!" - Sarah K., TripAdvisor
Location:
3076 Bagnell Dam Blvd, Lake Ozark, MO 65049 (2.2 miles and 5 min from BlueCat.Properties)
Mile Marker 21 (main channel)
Website: Encore Lakeside Grill and Sky Bar - Lake of the Ozarks
Contact: (573) 693-9973
Part of the Camden on the Lake Resort, H. Toad's Bar & Grill offers a high-energy atmosphere with a focus on entertainment and a lively bar scene. The menu features a variety of American classics and fesh seafood with a gourmet twist. The modern, sleek décor creates a trendy vibe.
Signature Dish: Try the "Toad's Tenderloin," a hand-cut filet mignon with garlic, mashed potatoes and seasonal vegetables.
Drinks: Signature H. Toad's Margaritas and a wide selection of beers. Swim-up bar.
Pool Amenities: A large pool complex with multiple levels, including an adults-only area and a family-friendly section. Features include waterfalls, a grotto, and a swim-up bar.
Insider Tip: Check their event calendar for nationally recognized music acts performing throughout the summer. The Sunday brunch is pretty good. For a quieter experience, visit on weekday afternoons. Lazy Gators, Shady Gators, and H. Toad’s are all located in the same area (Toad Cove) within walking distance. Besides Bagnell Dam, this area is most conducive to “bar-hopping.”
Family-Friendly: Yes, with designated family areas, but becomes more adult-oriented in the evenings.
Customer Review:
"Great food, amazing pool area, and the live entertainment is top-notch. It's like a mini Vegas right on the lake!" - Robert G., TripAdvisor
"The atmosphere is fun and festive, the food is always good, and the pool is the perfect place to cool off."
Location:
2325 Bittersweet Road, Lake Ozark, MO 65049 (10.3 miles and 19 min from BlueCat.Properties)
Mile Marker: 7
Website: H Toads Bar and Grill at the Camden - Lake of the Ozarks
Phone: (573) 365-5620
Shady Gators is a high-energy hotspot known for its vibrant atmosphere, live music, and party vibe. This waterfront establishment has become a staple of the Lake of the Ozarks party scene, attracting both locals and tourists looking for a lively experience. The menu offers a mix of classic bar food favorites and Cajun-inspired dishes, catering to a variety of tastes.
Atmosphere: The atmosphere at Shady Gators is electric, especially during peak season. The colorful, eclectic décor features neon lights, tropical-themed murals, and plenty of alligator motifs. The outdoor areas provide stunning views of the lake, creating the perfect backdrop for a day of fun in the sun or a night of partying under the stars.
Signature Dishes: “Gator Balls": A unique appetizer featuring deep-fried alligator meat, seasoned to perfection and served with a zesty remoulade sauce. "Voodoo Burger": A juicy beef patty topped with pepper jack cheese, jalapeños, and a spicy voodoo sauce. "Cajun Catfish": A Lake of the Ozarks favorite, blackened and served with dirty rice and coleslaw.
Drinks: The bar at Shady Gators is known for its potent tropical cocktails and ice-cold beers. Don't miss their famous "Gator Juice," a secret recipe that packs a punch.
Pool Amenities: Shady Gators boasts a large pool area with multiple levels, perfect for cooling off on hot summer days. A swim-up bar for convenient drink ordering, comfortable lounge chairs and cabanas for relaxing. Regular pool parties with DJs and live music
Insider Tips: Visit during their annual "Gators Bikefest" for an unforgettable experience combining motorcycles, music, and lakeside fun. Check their social media pages for last-minute announcements on special guests and events. Consider purchasing a VIP pass for holiday weekends to skip the lines and get access to exclusive areas. As mentioned above, Lazy Gators, Shady Gators, and H. Toad’s are all located in the same area within walking distance. Besides Bagnell Dam, this area is most conducive to “bar-hopping.”
Family-Friendly: Shady Gators is more suited for adults, especially in the evenings when the party atmosphere ramps up. While families with older teens might enjoy daytime visits, the venue becomes decidedly adult-oriented as night falls.
Customer Reviews: "If you're looking for a party, this is the place! Great music, lively atmosphere, and the pool area is always hopping." - Chris T., Google Reviews
"Shady Gators never disappoints! The energy is infectious, the drinks are strong, and the lake views are unbeatable. It's a must-visit spot at Lake of the Ozarks." - Jessica M., Yelp
"Come for the party, stay for the food. The Gator Balls are a unique treat, and the Voodoo Burger is my go-to every time I visit." - Mike R., TripAdvisor
Location:
132 Sweet William Road, Lake Ozark, MO 65049 (10.3 miles and 19 min from BlueCat.Properties)
Mile Marker: 7
Website: Shadygators Waterfront Bar and Grill - Lake of the Ozarks
Phone: (573) 365-3100
Lazy Gators offers a more relaxed, upscale alternative to its sister property, Shady Gators. The menu features gourmet small plates and craft cocktails. The modern, chic décor with tropical touches creates a sophisticated yet laid-back atmosphere.
Signature Dish: Don't miss the "Tuna Poke Bowl" with sushi-grade tuna, avocado, and pickled vegetables.
Drinks: Craft cocktails, frozen drinks, and a variety of beers and wines
Pool Amenities: An expansive pool complex with private cabanas, daybeds, and a swim-up bar. The pool area offers stunning views of the lake.
Insider Tip: Book a cabana in advance for the ultimate VIP experience. Visit on "Sunset Sundays" for live acoustic music and special cocktail menus. Attend one of their themed pool parties (ReHydrate and EFFIN) for a lively time. As mentioned above, Lazy Gators, Shady Gators, and H. Toad’s are all located in the same area within walking distance. Besides Bagnell Dam, this area is most conducive to “bar-hopping.”
Family-Friendly: More suited for adults, especially in the evenings.
Customer Review:
"The perfect blend of relaxation and luxury. The pool area is gorgeous, and the small plates menu is perfect for sharing while you lounge." - Melissa K., Yelp
"The ultimate pool party destination at the Lake! Great music, delicious food, and the pool is amazing
Location
132 Sweet William Road, Lake Ozark, MO 65049 (10.3 miles and 19 min from BlueCat.Properties)
Mile Marker: 7
Website: Lazy Gators - Lake of the Ozarks
Phone: (573) 365-3100
The Cave Bar and Grill offers a truly unique dining experience at Lake of the Ozarks, set inside a natural cave formation. This one-of-a-kind venue combines rustic charm with modern amenities, providing visitors with a memorable setting for enjoying food, drinks, and entertainment. The interior features natural rock walls, subtle lighting that accentuates the cave's contours, and a comfortable mix of traditional seating and more casual bar areas. The cool cave environment provides a refreshing escape from hot summer days.
Signature Dishes: American bar fare with a focus on pizza and BBQ. "Stalactite Nachos": A towering plate of nachos with layers of seasoned beef, melted cheese, and all the fixings. "Caveman Burger": A hefty half-pound burger topped with bacon, cheese, and a special "cave sauce."
Drinks: The bar offers a wide selection of beers, wines, and cocktails. Don't miss their signature "Bat Wing Margarita," a spicy twist on the classic drink served in a unique glass.
Pool Amenities: The largest pool at the Lake of the Ozarks, spanning from the waterfront into and inside a natural cave
Insider Tips: The cave stays naturally cool, so bring a light jacket even on hot days. Rent a cabana for a private poolside experience or explore the cave for a unique adventure.
Family-Friendly: Yes, The Cave Bar and Grill is family-friendly, offering a kids' menu and a fascinating environment that children will enjoy exploring. However, it becomes more adult-oriented in the late evenings.
Customer Reviews:
"What a cool place! Eating in a cave is such a unique experience. The food was great, and the atmosphere can't be beaten." - Sarah L., Yelp
"The Cave Bar and Grill is a must-visit at Lake of the Ozarks. The Stalactite Nachos are massive and delicious, and the cave setting is simply awesome." - Tom R., Google Reviews
"We stumbled upon this place by boat and were blown away. Great food, friendly staff, and such a unique setting. Will definitely be back!" - Amanda K., TripAdvisor
Location:
220 Forever Dr, Camdenton, Mo 65020 (22.5 miles and 27 min from BlueCat.Properties)
Mile Marker: 8.5 (Big Niangua Arm)
Website: The Cave Bar and Grill - Lake of the Ozarks
Phone: (573) 346-5149
Frankie and Louie's Beachfront Bar & Grill is a beloved lakeside destination known for its laid-back beach vibe, expansive sandy beach, and fun-filled atmosphere. This tropical-themed oasis offers visitors a chance to experience a slice of Caribbean life right in the heart of Missouri. As soon as you arrive at Frankie and Louie's, you'll feel like you've been transported to a beachside paradise. The decor features bright colors, tiki-inspired elements, and plenty of tropical flair. The star attraction is the large sandy beach area, complete with palm trees and beach volleyball courts, creating a true beach resort feel.
Signature Dishes: Pizza, burgers, sandwiches, salads, and a kids' menu. Try "Louie's Famous Fish Tacos": Crispy battered fish in soft tortillas with tangy slaw and house-made salsa. "Beach Bum Burger": A juicy half-pound burger topped with grilled pineapple, bacon, and teriyaki glaze. "Sunset Shrimp Skewers": Grilled shrimp skewers marinated in a zesty island-inspired sauce.
Drinks: Frankie and Louie's bar is renowned for its tropical cocktails. Don't miss their signature "Frankie's Frozen Piña Colada" served in a pineapple or the "Louie's Lakeside Rum Punch."
BEACH Amenities: While Frankie and Louie's doesn't have a traditional pool, it offers a large sandy beach area (one of the few at the Lake) perfect for sunbathing and beach games as well as kayak and paddleboard rentals for water adventures
Insider Tips: This is one of the best beaches at the Lake. Try the "Bucket of Fun," a shareable cocktail perfect for groups. Check their social media for beach volleyball tournaments, daily specials, and upcoming events.
Family-Friendly: Yes, Frankie and Louie's is very family-friendly. The beach area provides plenty of space for kids to play, and there's a dedicated children's menu. However, it can become more adult-oriented in the late evenings.
Customer Reviews:
"Best beach vibe at the Lake! The sand between your toes, a frozen drink in hand, and live music make for the perfect day." - Jessica M., Yelp
"We love bringing our kids here. They can play on the beach while we enjoy great food and drinks. It's our go-to spot every summer." - Mike T., Google Reviews
"Frankie and Louie's never disappoints. The fish tacos are amazing, and the atmosphere can't be beaten. It's like a mini-vacation every time we visit." - Laura S., TripAdvisor
Location:
1028 Deer Valley Road, Sunrise Beach, MO 65079 (15.5 miles and 26 min from BlueCat.Properties)
Mile Marker: 10.5 (Main Channel)
Website: Franky and Louies Beachfront Bar and Grill - Lake of the Ozarks
Phone: (573) 374-5750
Captain Ron's is a popular pirate-themed, waterfront destination known for its expansive grounds, family-friendly atmosphere, and hosting of the annual Shootout boat race and the boating party of the year, the AquaPalooza. Captain Ron's exudes a laid-back, nautical vibe with a touch of Caribbean flair. The sprawling property features multiple dining areas, including an indoor restaurant, outdoor patios, and beachfront seating.
Signature Dishes: American classics with few Caribbean-inspired dishes. Try Pirate's Bounty Burger, Shipwreck Nachos or the Aloha Burger
Drinks: Don't miss their signature "Paddle Wheeler Punch" or the "Shark Bite" cocktail.
Beach Amenities: Large sandy beach area perfect for sunbathing and beach games. Designated swimming areas in the lake. Beach volleyball courts. Paddleboard and
Insider Tips: Participate in the fun "Walk the Plank" contest Book well in advance if you're planning to visit during the Shootout or AquaPalooza weekend in August. Try the "Bucket of Rum" - a shareable cocktail perfect for groups.
Family-Friendly: Yes, Captain Ron's is very family-friendly. The large beach area, playground, and kid's menu make it an excellent choice for families. However, it can become more adult-oriented during evening events and live music performances.
"We never miss the Shootout at Captain Ron's. The atmosphere is electric, and it's so much fun to watch the races from the beach." - Sarah T., Yelp
"Perfect family destination. The kids love playing on the beach, and the food is always delicious. The Shipwreck Nachos are a must-try!" - Jennifer R., TripAdvisor
Location:
82 Aloha Lane, Sunrise Beach, MO 65079 (15.7 miles and 25 min from BlueCat.Properties)
Mile Marker: 34.5 (Main Channel)
Website: Captain Ron's - Lake of the Ozarks
Phone: (573) 374-5852
Tap & Grill Lakeside Brew Haus is a popular waterfront destination that combines the charm of a modern brew house with the relaxed upscale atmosphere of a lakeside grill. Known for its extensive craft beer selection and delicious pub fare, this establishment offers a unique dining experience at Lake of the Ozarks.
Atmosphere: The Brew Haus features a spacious interior with a mix of table and bar seating, creating a friendly, social atmosphere. Large windows and an expansive deck provide stunning views of the lake. The decor blends rustic elements with modern touches, featuring a contemporary bar area and brewery-inspired art.
Signature Dishes: Elevated American cuisine with a focus on fresh, locally-sourced ingredients (try the Lobster Mac & Cheese, the Brew Haus Burger or the Bavarian Pretzel
Drinks: Wide selection of craft beers brewed on-site, plus cocktails and wine
Pool: Infinity-edge pool overlooking the lake with a swim-up bar
Insider Tips: Sunday brunch is a local favorite, featuring bottomless mimosas and bloody marys. Visit during sunset for spectacular views from the deck.
Family-Friendly: Yes. They offer a kids' menu and have high chairs available. The atmosphere is family-friendly during the day and early evening and becomes more adult-oriented later at night.
Customer Reviews:
"Great food and even better views! The deck is the perfect spot to watch the sunset over the lake." - Sarah M., Google Reviews
"Impressive beer selection and the fish & chips are some of the best I've had. A must-visit spot at the lake!" - John D., Yelp
"We love coming here by boat. The staff is always friendly and the atmosphere can't be beat." - Lisa T., TripAdvisor
Location:
31959 Dunwandrin Rd, Gravois Mills, MO 65049 (25.9 miles and 40 min from BlueCat.Properties)
Mile Marker: 7 (Main Channel)
Website: Tap and Grill Lakside Brew Haus - Lake of the Ozarks
Phone: (573) 207-0029
Vibe: Lively waterfront bar and grill with a party atmosphere, especially on weekends
Food: American classics like burgers, sandwiches, salads, and pizzas, with daily specials (try the blackened fish sandwich or the hand-breaded tenderloin)
Drinks: Try the amazing 19-ingredient Bloody Mary, homemade margaritas or rum runners.
Pool: Large pool with a swim-up bar, separate kids' area, and plenty of lounge chairs
Insider Tip: Come for the live music on weekends and enjoy the poolside service.
Family-Friendly: Yes, with a separate kids' pool area and activities.
Reviews: "Great place to hang out by the pool, listen to live music, and enjoy good food and drinks."
Location:
107 Village Marina Rd, Eldon, MO 65026 (9.4 miles and 17 min from BlueCat.Properties)
Mile Marker: 3 (Main Channel)
Website: Boathouse Lakeside Bar and Grill - Lake of the Ozarks
As we reluctantly doggy-paddle our way to the end of this aquatic culinary adventure, remember that Lake of the Ozarks isn't just a body of water – it's a lifestyle, a state of mind, and apparently, one giant buffet with a really big pool. Whether you're looking to sip cocktails in a cave (because why not?), devour nachos next to a pirate (arr, matey!), or simply float your cares away while nibbling on gourmet nibbles, the lake's got you covered – and probably a little sunburned. So next time you're in the area, dive into these waterfront wonders. Just remember: no running on the deck, no diving in the shallow end, and for the love of all things buoyant, don't forget to wait 30 minutes after eating before swimming. Now, if you'll excuse me, I'm off to practice my cannonball – I hear it's the best way to get a table at Backwater Jack's on a busy Saturday!
Let us know in the comment section if we missed any or which is your favorite?